:root {
  --blue: #07558c;
  --blue-dark: #064575;
  --blue-deep: #082f56;
  --blue-bright: #176bc0;
  --gold: #d7b238;
  --ink: #172b42;
  --muted: #69798c;
  --pale: #f3f8fd;
  --line: #e6edf5;
  --white: #fff;
  --shadow: 0 16px 44px rgba(19, 71, 119, .09);
  --shadow-hover: 0 22px 48px rgba(19, 71, 119, .16);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body { margin: 0; color: var(--ink); background: #fff; font-family: 'Poppins', sans-serif; font-size: 14px; overflow-x: hidden; }
h1,h2,h3,h4,h5,h6 { font-family: 'Space Grotesk', sans-serif; font-weight: 700; letter-spacing: -.045em; }
a { text-decoration: none; }
img { max-width: 100%; }
.container { max-width: 1180px; }
.topbar { position: relative; z-index: 1031; background: var(--blue-dark); color: #fff; padding: 8px 0; font-size: 10px; letter-spacing: .01em; }
.topbar-links { display:flex; align-items:center; flex-wrap:wrap; gap:20px; }
.topbar a, .topbar span { color: rgba(255,255,255,.9); }
.topbar a:hover { color: var(--gold); }
.top-apply { display:inline-flex; align-items:center; padding:7px 15px; border-radius:30px; background:var(--gold); color:var(--blue-deep)!important; font-weight:700; }
.main-nav { z-index: 1030; background:rgba(255,255,255,.94); backdrop-filter:blur(14px); box-shadow:0 4px 22px rgba(22,62,98,.06); padding:12px 0; transition:padding .25s, box-shadow .25s; }
.main-nav.scrolled { padding:7px 0; box-shadow:0 8px 28px rgba(22,62,98,.12); }
.navbar-brand { width:170px; display:flex; align-items:center; }
.navbar-brand img { width:100%; max-height:54px; object-fit:contain; object-position:left center; }
.brand-fallback { display:none; font:700 28px 'Space Grotesk',sans-serif; color:var(--blue); line-height:1; }
.brand-fallback span { color:var(--gold); }
.brand-fallback small { display:block; font:600 9px Poppins,sans-serif; margin-top:5px; }
.navbar-nav { gap:5px; }
.nav-link { color:#34475b; font-size:11px; font-weight:600; padding:12px 13px!important; position:relative; }
.nav-link:after { content:''; position:absolute; height:2px; bottom:4px; left:13px; right:13px; background:var(--gold); transform:scaleX(0); transform-origin:left; transition:transform .25s; }
.nav-link:hover,.nav-link.active { color:var(--blue); }
.nav-link:hover:after,.nav-link.active:after { transform:scaleX(1); }
.dropdown-menu { border:1px solid var(--line); border-radius:14px; padding:8px; box-shadow:var(--shadow); }
.dropdown-item { border-radius:8px; font-size:12px; padding:9px 12px; }
.dropdown-item:hover { background:var(--pale); color:var(--blue); }
.btn { border-radius:10px; font-weight:600; font-size:12px; padding:12px 19px; transition:transform .25s, box-shadow .25s, background .25s, color .25s; }
.btn:hover { transform:translateY(-3px); }
.btn-brand { background:linear-gradient(135deg,var(--blue-bright),var(--blue-dark)); border:1px solid transparent; color:#fff; box-shadow:0 8px 18px rgba(7,85,140,.18); }
.btn-brand:hover,.btn-brand:focus { color:#fff; box-shadow:0 12px 25px rgba(7,85,140,.3); background:linear-gradient(135deg,#0a78cf,var(--blue)); }
.btn-outline-brand { border:1px solid #b5d0e6; color:var(--blue); padding:10px 16px; font-size:11px; }
.btn-outline-brand:hover { background:var(--blue); color:#fff; border-color:var(--blue); }
.hero-section { position:relative; overflow:hidden; padding:68px 0 32px; background:radial-gradient(ellipse at 78% 30%,rgba(209,229,251,.8),transparent 36%),linear-gradient(130deg,#f7fbff 0%,#eef6ff 52%,#f9fbff 100%); }
.hero-section:before { content:''; position:absolute; inset:0; opacity:.24; background-image:radial-gradient(#8eb7e0 .8px,transparent .8px); background-size:19px 19px; mask-image:linear-gradient(90deg,black,transparent 45%,black); pointer-events:none; }
.hero-container { position:relative; z-index:1; }
.hero-copy { padding:15px 0 22px; position:relative; z-index:2; }
.eyebrow { display:inline-flex; align-items:center; gap:7px; border:1px solid #d8e9f7; background:rgba(255,255,255,.82); color:var(--blue); padding:6px 10px; border-radius:30px; font-size:9px; font-weight:700; letter-spacing:.08em; margin-bottom:17px; }
.eyebrow-dot { width:6px; height:6px; border-radius:50%; background:#20ad76; box-shadow:0 0 0 4px rgba(32,173,118,.12); }
.hero-copy h1 { font-size:clamp(40px,4.5vw,61px); line-height:1.04; color:#182c43; max-width:620px; margin:0 0 18px; }
.hero-copy h1 span,.section-heading h2 span,.section-title span,.eligibility-content h2 span { color:var(--blue); }
.hero-description { max-width:490px; font-size:13px; line-height:1.9; color:#617286; margin-bottom:24px; }
.hero-actions .btn { padding:13px 20px; }
.btn-white-outline { color:var(--blue); border:1px solid #a8c8e3; background:rgba(255,255,255,.85); }
.btn-white-outline:hover { color:#fff; background:var(--blue); border-color:var(--blue); }
.hero-stats { display:flex; gap:32px; margin-top:35px; }
.hero-stats div { display:flex; flex-direction:column; position:relative; }
.hero-stats div+div:before { content:''; width:1px; height:35px; background:#d8e4ef; position:absolute; left:-17px; top:4px; }
.hero-stats strong { font:700 23px 'Space Grotesk',sans-serif; color:var(--blue-deep); }
.hero-stats strong span { color:var(--gold); }
.hero-stats small { font-size:10px; color:#75859a; margin-top:3px; }
.disclaimer { display:block; color:#94a0ae; font-size:9px; margin-top:13px; }
.hero-visual { min-height:430px; position:relative; display:flex; align-items:center; justify-content:center; }
.hero-image-ring { position:absolute; width:min(88%,430px); aspect-ratio:1; border-radius:50%; background:linear-gradient(145deg,#dcecff,#b4d4f7); border:1px solid rgba(255,255,255,.9); box-shadow:inset 0 0 0 18px rgba(255,255,255,.35); }
.hero-person { position:relative; z-index:1; width:75%; height:430px; object-fit:cover; object-position:top center; border-radius:0 0 45% 45%; mix-blend-mode:multiply; mask-image:linear-gradient(to bottom,black 78%,transparent 100%); filter:drop-shadow(0 18px 25px rgba(12,47,79,.13)); }
.floating-card { position:absolute; z-index:3; display:flex; align-items:center; gap:11px; background:rgba(255,255,255,.96); border:1px solid rgba(223,235,247,.9); border-radius:15px; padding:14px; box-shadow:0 15px 40px rgba(29,73,118,.13); animation:floaty 5s ease-in-out infinite; }
.floating-card small,.floating-card em { display:block; color:#8291a2; font-size:9px; font-style:normal; }
.floating-card strong { display:block; font:700 14px 'Space Grotesk',sans-serif; color:var(--blue-deep); margin:4px 0; }
.floating-card em { font-size:8px; }
.loan-card-one { top:54px; left:0; }
.loan-card-two { right:-2px; bottom:65px; animation-delay:-2.2s; }
.mini-icon { display:grid; place-items:center; width:36px; height:36px; border-radius:11px; font-size:17px; }
.mini-icon.gold { background:#fff4d4; color:#c99c16; }
.mini-icon.green { background:#e5f8ef; color:#14985c; }
.card-arrow { display:grid; place-items:center; margin-left:4px; background:#eaf4ff; color:var(--blue); width:25px; height:25px; border-radius:50%; }
.floating-note { position:absolute; z-index:3; left:7%; bottom:15px; background:#fff; border-radius:30px; padding:10px 14px; box-shadow:var(--shadow); color:var(--blue); font-size:10px; font-weight:600; }
.floating-note i { color:#21aa75; margin-right:6px; }
.decor-dots { position:absolute; width:70px; height:80px; right:1%; top:25px; background-image:radial-gradient(#82b4e3 1.2px,transparent 1.2px); background-size:12px 12px; }
.hero-orb { position:absolute; border-radius:50%; filter:blur(1px); }
.orb-one { width:250px; height:250px; right:-150px; top:40px; background:rgba(42,126,207,.06); }
.orb-two { width:180px; height:180px; left:-100px; bottom:0; background:rgba(215,178,56,.08); }
.benefit-strip { display:grid; grid-template-columns:repeat(4,1fr); gap:10px; position:relative; z-index:4; margin-top:25px; padding:17px; border:1px solid rgba(255,255,255,.95); border-radius:18px; background:rgba(255,255,255,.9); box-shadow:0 14px 35px rgba(29,73,118,.08); }
.benefit-item { display:flex; align-items:center; gap:11px; padding:6px 10px; }
.benefit-icon { flex:0 0 38px; width:38px; height:38px; display:grid; place-items:center; border-radius:12px; font-size:17px; }
.benefit-icon.blue { background:#e9f3ff; color:#176bc0; }.benefit-icon.gold { background:#fff5dc;color:#c49b1c; }.benefit-icon.green {background:#e7f8ef;color:#16985e}.benefit-icon.purple {background:#f1edff;color:#7659d6}
.benefit-item strong { display:block; font-size:10px; color:#263d55; margin-bottom:4px; }
.benefit-item small { display:block; font-size:9px; color:#8a98a9; }
.section-pad { padding:90px 0; }
.products-section { background:#fff; }
.section-heading { max-width:650px; margin:0 auto 38px; }
.section-heading .eyebrow { margin-bottom:12px; }
.section-heading h2,.section-title,.eligibility-content h2 { font-size:clamp(30px,3.4vw,43px); line-height:1.12; margin:0 0 12px; color:#172f4a; }
.section-heading p,.section-lead { color:var(--muted); font-size:12px; line-height:1.9; margin:0; }
.product-card { height:100%; min-height:210px; position:relative; overflow:hidden; display:flex; flex-direction:column; align-items:center; text-align:center; padding:27px 17px 20px; border:1px solid #edf2f7; border-radius:16px; background:#fff; box-shadow:0 8px 25px rgba(26,72,117,.045); transition:transform .3s,box-shadow .3s,border-color .3s; }
.product-card:hover { transform:translateY(-8px); box-shadow:var(--shadow-hover); border-color:#9fc6e9; }
.product-card.featured { border-color:#8dbce5; background:linear-gradient(155deg,#fff,#f2f8ff); }
.corner-accent { position:absolute; width:36px; height:36px; top:-17px; left:-17px; transform:rotate(45deg); background:#bce9ce; }
.product-card:nth-child(3n) .corner-accent { background:#d7eaff; }
.popular-tag { position:absolute; top:10px; right:10px; padding:4px 8px; border-radius:20px; color:#fff; background:#20a66c; font-size:8px; font-weight:700; }
.product-icon { width:48px; height:48px; display:grid; place-items:center; background:#eef6ff; color:var(--blue); border-radius:15px; font-size:21px; margin-bottom:15px; transition:transform .3s,background .3s,color .3s; }
.product-card:hover .product-icon { transform:translateY(-3px) rotate(-4deg); background:var(--blue); color:#fff; }
.product-card h3 { font-size:15px; letter-spacing:-.025em; margin:0 0 8px; }
.product-card p { color:#7b8998; font-size:10px; line-height:1.7; margin:0 0 16px; flex:1; }
.btn-card { background:#07558c; color:#fff; border-radius:30px; padding:8px 13px; font-size:9px; box-shadow:0 5px 12px rgba(7,85,140,.12); }
.btn-card:hover { color:#fff; background:#0d6fba; }
.btn-card i { margin-left:5px; }
.text-link { color:var(--blue); font-size:12px; font-weight:700; }
.text-link i { transition:margin .2s; }.text-link:hover i { margin-left:7px; }
.about-section { background:linear-gradient(180deg,#f7fbff,#fff); }
.section-title { margin-bottom:17px; }
.about-visual { min-height:400px; position:relative; display:flex; align-items:center; justify-content:center; }
.about-circle { position:absolute; width:330px; height:330px; border-radius:50%; background:linear-gradient(145deg,#e7f2ff,#c6e0fa); border:16px solid rgba(255,255,255,.75); }
.about-visual>img { position:relative; width:58%; height:350px; object-fit:cover; object-position:top; border-radius:45% 45% 20% 20%; mix-blend-mode:multiply; mask-image:linear-gradient(to bottom,black 75%,transparent 100%); }
.about-float { position:absolute; display:flex; align-items:center; gap:10px; padding:13px 15px; border:1px solid #e8eff7; border-radius:13px; background:#fff; box-shadow:var(--shadow); z-index:2; }
.about-float>i { font-size:22px; color:var(--blue); }
.about-float strong,.about-float small { display:block; }.about-float strong { font-size:10px; }.about-float small { font-size:8px; color:#8290a0; margin-top:4px; }
.float-top { top:42px; right:0; }.float-bottom { bottom:38px; left:0; }
.mini-feature { display:flex; gap:10px; align-items:center; padding:13px; height:100%; border:1px solid #eaf0f6; border-radius:13px; background:#fff; transition:transform .25s,box-shadow .25s; }
.mini-feature:hover { transform:translateY(-4px); box-shadow:var(--shadow); }
.mini-feature>span { flex:0 0 34px; height:34px; display:grid; place-items:center; background:#edf6ff; border-radius:10px; color:var(--blue); font-size:16px; }
.mini-feature strong,.mini-feature small { display:block; }.mini-feature strong { font-size:10px; }.mini-feature small { font-size:9px; color:#8492a1; margin-top:4px; }
.stats-band { display:grid; grid-template-columns:repeat(4,1fr); margin-top:55px; padding:20px 15px; border:1px solid #edf3fa; border-radius:17px; background:#fff; box-shadow:0 12px 35px rgba(20,66,110,.055); }
.stats-band>div { display:grid; grid-template-columns:42px auto; grid-template-rows:auto auto; align-items:center; column-gap:10px; padding:8px 20px; }
.stats-band>div+div { border-left:1px solid #e8eef5; }
.stat-icon { grid-row:span 2; display:grid; place-items:center; width:40px; height:40px; border-radius:12px; background:#eef6ff; color:var(--blue); font-size:17px; }
.stats-band strong { color:var(--blue); font:700 22px 'Space Grotesk',sans-serif; }.stats-band small { color:#8290a0; font-size:9px; }
.process-section { background:#fff; }
.process-card { height:100%; min-height:200px; position:relative; text-align:center; padding:27px 20px 22px; border:1px solid #edf2f8; border-radius:16px; background:#fff; box-shadow:0 9px 28px rgba(25,72,116,.045); transition:transform .3s,box-shadow .3s; }
.process-card:hover { transform:translateY(-6px); box-shadow:var(--shadow); }
.step-number { position:absolute; top:15px; left:16px; color:#6a9bc9; font:700 11px 'Space Grotesk',sans-serif; }
.process-icon { width:49px; height:49px; margin:0 auto 16px; border-radius:50%; display:grid; place-items:center; font-size:21px; }
.process-icon.blue {background:#e5f2ff;color:#1973c8}.process-icon.pink{background:#fff0f2;color:#df6478}.process-icon.yellow{background:#fff5dc;color:#c89a13}.process-icon.green{background:#e4f8ed;color:#15955a}
.process-card h3 { font-size:15px; margin-bottom:9px; }.process-card p { color:#8290a0; font-size:10px; line-height:1.8; margin:0; }
.eligibility-section { padding:25px 0 75px; }
.eligibility-panel { display:grid; grid-template-columns:.8fr 1.2fr; overflow:hidden; border-radius:24px; background:linear-gradient(115deg,#edf6ff,#f9fbff 55%,#e8f3ff); box-shadow:0 18px 50px rgba(25,76,122,.09); }
.eligibility-art { position:relative; min-height:420px; display:flex; align-items:flex-end; justify-content:center; overflow:hidden; }
.art-circle { position:absolute; width:350px; height:350px; border-radius:50%; left:-70px; bottom:-90px; background:linear-gradient(145deg,#0e78c8,#064575); }
.eligibility-art img { position:relative; z-index:1; width:78%; height:370px; object-fit:cover; object-position:top; border-radius:45% 45% 0 0; mix-blend-mode:multiply; mask-image:linear-gradient(to bottom,black 78%,transparent 100%); }
.art-badge { position:absolute; z-index:2; left:25px; top:35px; background:#fff; border-radius:30px; padding:10px 13px; font-size:10px; font-weight:600; box-shadow:var(--shadow); }.art-badge i{color:#16a36c;margin-right:5px}
.eligibility-content { padding:45px 45px 35px; }
.eligibility-content h2 { font-size:clamp(28px,3vw,38px); }.eligibility-content>p { color:var(--muted); font-size:11px; line-height:1.8; margin-bottom:25px; }
.form-label { color:#45576b; font-size:10px; font-weight:600; }
.form-control,.form-select { min-height:45px; border-radius:10px; border-color:#dfe9f3; font-size:11px; box-shadow:none!important; }
.form-control:focus,.form-select:focus { border-color:#78add8; }
.form-note { font-size:9px; color:#8b98a7; margin:13px 0 0; }.form-feedback { font-size:11px; color:var(--blue); font-weight:600; margin-top:9px; }
.testimonials-section { background:#f7fbff; }
.testimonial-card { height:100%; min-height:250px; padding:26px; background:#fff; border:1px solid #eaf0f7; border-radius:17px; box-shadow:0 8px 25px rgba(24,72,118,.04); transition:transform .3s,box-shadow .3s; }
.testimonial-card:hover { transform:translateY(-5px); box-shadow:var(--shadow); }
.quote-mark { color:#c9e0f7; font-size:33px; line-height:1; }.stars { color:#e3b52e; letter-spacing:3px; font-size:13px; margin:10px 0; }.testimonial-card h3 { font-size:17px; margin-bottom:10px; }.testimonial-card p { color:#718195; font-size:11px; line-height:1.9; }
.reviewer { display:flex; align-items:center; gap:10px; margin-top:18px; }.review-avatar { width:37px; height:37px; display:grid; place-items:center; border-radius:50%; color:#fff; background:var(--blue); font-weight:700; }.gold-avatar{background:#c4a03b}.reviewer strong,.reviewer small{display:block}.reviewer strong{font-size:10px}.reviewer small{font-size:9px;color:#8492a0;margin-top:3px}
.carousel-control-prev,.carousel-control-next { width:40px; opacity:1; }.carousel-control-prev { left:-45px; }.carousel-control-next { right:-45px; }.carousel-arrow { display:grid; place-items:center; width:34px; height:34px; border:1px solid #c6dced; border-radius:50%; background:#fff; color:var(--blue); transition:background .2s,color .2s; }.carousel-control-prev:hover .carousel-arrow,.carousel-control-next:hover .carousel-arrow{background:var(--blue);color:#fff}
.review-disclaimer { text-align:center; font-size:9px; color:#9aa5b1; margin-top:18px; }
.faq-section { background:#fff; }
.faq-image-wrap { position:relative; margin-top:28px; max-width:420px; }
.faq-image-wrap>img { width:100%; height:230px; object-fit:cover; border-radius:18px; }
.faq-image-note { position:absolute; right:-10px; bottom:15px; display:flex; align-items:center; gap:10px; background:#fff; border:1px solid #e7eef5; border-radius:13px; padding:12px 16px; box-shadow:var(--shadow); }.faq-image-note>i{font-size:24px;color:var(--blue)}.faq-image-note strong,.faq-image-note small{display:block}.faq-image-note strong{font-size:10px}.faq-image-note small{font-size:9px;color:#8290a0;margin-top:4px}
.custom-accordion .accordion-item { border:1px solid #e9eff6; border-radius:12px!important; margin-bottom:10px; overflow:hidden; box-shadow:0 4px 15px rgba(25,72,116,.025); }
.custom-accordion .accordion-button { padding:17px 19px; font-size:11px; font-weight:600; color:#273e55; background:#fff; box-shadow:none; }
.custom-accordion .accordion-button:not(.collapsed) { color:var(--blue); background:#f6faff; }
.custom-accordion .accordion-button:after { background-size:12px; width:14px; height:14px; }
.custom-accordion .accordion-body { padding:0 19px 17px; color:#788798; font-size:10px; line-height:1.9; background:#f6faff; }
.bottom-cta { padding:0 0 70px; background:#fff; }
.cta-panel { display:flex; align-items:center; gap:22px; padding:28px 35px; border-radius:20px; color:#fff; background:linear-gradient(110deg,#07558c,#063d70); box-shadow:0 15px 35px rgba(7,85,140,.18); position:relative; overflow:hidden; }
.cta-panel:after { content:''; position:absolute; width:240px;height:240px;border:1px solid rgba(255,255,255,.1);border-radius:50%;right:10%;top:-140px;box-shadow:0 0 0 28px rgba(255,255,255,.035),0 0 0 58px rgba(255,255,255,.025); }
.cta-icon { flex:0 0 52px; width:52px;height:52px;display:grid;place-items:center;border-radius:15px;background:rgba(255,255,255,.12);color:var(--gold);font-size:24px; }
.cta-panel>div:nth-child(2) { flex:1; }.cta-panel span { font-size:9px;letter-spacing:.1em;color:#d9eafa;font-weight:600; }.cta-panel h2 { font-size:23px;margin:5px 0 4px;letter-spacing:-.03em; }.cta-panel p { color:#c9dced;font-size:10px;margin:0; }.btn-light-cta { position:relative;z-index:1;background:#fff;color:var(--blue);white-space:nowrap; }.btn-light-cta:hover{background:var(--gold);color:var(--blue-deep)}
.site-footer { background:#f6f9fc; border-top:1px solid #edf2f7; padding:52px 0 0; }
.footer-brand { display:inline-block; width:160px; margin-bottom:17px; }.footer-brand img { width:100%; max-height:58px; object-fit:contain; object-position:left; }
.footer-about { max-width:300px; color:#778698; font-size:10px; line-height:1.9; }
.social-links { display:flex; gap:8px; margin-top:18px; }.social-links a { width:31px;height:31px;display:grid;place-items:center;background:#e7f1fb;color:var(--blue);border-radius:9px;transition:background .2s,color .2s,transform .2s; }.social-links a:hover{background:var(--blue);color:#fff;transform:translateY(-3px)}
.footer-main h3 { font-size:14px; margin:6px 0 19px; letter-spacing:-.02em; }.footer-main ul { list-style:none; padding:0;margin:0; }.footer-main li { margin-bottom:11px; color:#778698; font-size:10px; }.footer-main li a { color:#778698; transition:color .2s; }.footer-main li a:hover { color:var(--blue); }.contact-list li { display:flex; align-items:flex-start; gap:10px; }.contact-list li i { color:var(--blue); font-size:13px; }
.map-link { display:flex;align-items:center;gap:6px;padding:12px;border:1px solid #e2eaf3;background:#fff;border-radius:10px;color:var(--blue);font-size:10px;margin-top:18px; }
.footer-bottom { display:flex;justify-content:space-between;align-items:center;gap:15px;flex-wrap:wrap;margin-top:40px;padding:16px 0;border-top:1px solid #e3ebf3;color:#8290a0;font-size:9px; }.footer-bottom a { color:#718196;margin-right:14px; }.footer-bottom a:hover{color:var(--blue)}.footer-bottom strong{color:var(--blue)}
.floating-contact { position:fixed;z-index:1020;left:14px;top:48%;display:flex;flex-direction:column;gap:9px; }.float-contact { width:46px;height:46px;display:flex;align-items:center;justify-content:center;border-radius:14px;color:#fff;font-size:20px;box-shadow:0 8px 22px rgba(0,0,0,.16);transition:width .25s,transform .25s,border-radius .25s;position:relative; }.float-contact span { position:absolute;left:54px;white-space:nowrap;padding:8px 12px;border-radius:8px;background:#fff;color:#243a50;font-size:10px;font-weight:600;box-shadow:var(--shadow);opacity:0;transform:translateX(-5px);pointer-events:none;transition:.2s; }.float-contact:hover { transform:translateX(3px) scale(1.04);color:#fff; }.float-contact:hover span { opacity:1;transform:translateX(0); }.whatsapp { background:#17b66a;animation:pulse-green 2.7s infinite; }.phone { background:var(--blue); }
.back-to-top { position:fixed;right:20px;bottom:20px;z-index:1010;width:42px;height:42px;border:0;border-radius:13px;background:var(--blue);color:#fff;box-shadow:var(--shadow);opacity:0;pointer-events:none;transform:translateY(10px);transition:.25s; }.back-to-top.show{opacity:1;pointer-events:auto;transform:translateY(0)}.back-to-top:hover{background:var(--gold);color:var(--blue-deep)}
.reveal { opacity:0; transform:translateY(24px); transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1); }.reveal.is-visible { opacity:1;transform:translateY(0); }.reveal-delay { transition-delay:.14s; }
@keyframes floaty { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-9px)} }
@keyframes pulse-green { 0%,100%{box-shadow:0 8px 22px rgba(0,0,0,.16),0 0 0 0 rgba(23,182,106,.3)} 50%{box-shadow:0 8px 22px rgba(0,0,0,.16),0 0 0 8px rgba(23,182,106,0)} }
@media (max-width:1199px) { .container{max-width:1000px}.nav-link{padding-left:9px!important;padding-right:9px!important}.navbar-brand{width:145px}.hero-copy h1{font-size:51px}.floating-card{padding:11px}.loan-card-one{left:-5px}.loan-card-two{right:-8px} }
@media (max-width:991.98px) {
  .topbar .container{justify-content:center!important}.topbar-links{justify-content:center;gap:12px}.main-nav{padding:10px 0}.navbar-collapse{padding:16px 0 7px}.navbar-nav{gap:0}.nav-link{padding:11px 5px!important}.nav-link:after{left:5px;right:auto;width:35px}.nav-cta{margin-top:8px}.hero-section{padding-top:45px}.hero-copy h1{font-size:clamp(42px,6vw,57px)}.hero-visual{min-height:390px}.hero-person{height:390px}.benefit-strip{grid-template-columns:repeat(2,1fr)}.section-pad{padding:72px 0}.about-visual{min-height:370px}.eligibility-panel{grid-template-columns:.7fr 1.3fr}.eligibility-content{padding:35px 28px}.eligibility-art{min-height:450px}.stats-band>div{padding:8px 10px}.carousel-control-prev{left:-25px}.carousel-control-next{right:-25px}
}
@media (max-width:767.98px) {
  body{font-size:13px}.topbar{font-size:9px}.topbar-links{gap:9px}.topbar-links>a:not(.top-apply),.topbar-links>span{display:none}.navbar-brand{width:145px}.hero-section{padding:36px 0 25px}.hero-copy{padding-top:5px}.hero-copy h1{font-size:clamp(38px,9vw,52px);max-width:560px}.hero-description{font-size:12px}.hero-stats{gap:23px;margin-top:27px}.hero-stats strong{font-size:20px}.hero-stats small{font-size:9px}.hero-visual{min-height:340px;margin-top:0}.hero-person{height:340px;width:70%}.hero-image-ring{width:300px}.loan-card-one{top:35px;left:0}.loan-card-two{right:0;bottom:35px}.floating-card strong{font-size:11px}.floating-card{gap:7px;padding:9px;border-radius:12px}.mini-icon{width:30px;height:30px;font-size:14px}.floating-note{left:2%;bottom:0}.decor-dots{right:0}.benefit-strip{margin-top:28px;padding:10px;gap:4px}.benefit-item{padding:9px 5px;gap:8px}.benefit-icon{flex-basis:32px;width:32px;height:32px;font-size:15px;border-radius:10px}.benefit-item strong{font-size:9px}.benefit-item small{font-size:8px}.section-pad{padding:62px 0}.section-heading{margin-bottom:28px}.section-heading h2,.section-title{font-size:33px}.section-heading p,.section-lead{font-size:11px}.product-card{padding:22px 10px 15px;min-height:205px;border-radius:13px}.product-icon{width:42px;height:42px;font-size:19px;margin-bottom:12px}.product-card h3{font-size:12px}.product-card p{font-size:9px}.btn-card{font-size:8px;padding:8px 10px}.about-visual{min-height:330px}.about-circle{width:280px;height:280px}.about-visual>img{height:310px;width:62%}.float-top{right:0;top:24px}.float-bottom{left:0;bottom:22px}.about-float{padding:10px}.stats-band{grid-template-columns:repeat(2,1fr);margin-top:35px}.stats-band>div{padding:12px 8px}.stats-band>div:nth-child(3){border-left:0}.stats-band>div:nth-child(n+3){border-top:1px solid #e8eef5}.stats-band strong{font-size:20px}.process-card{padding:25px 12px 18px;min-height:190px}.process-card h3{font-size:13px}.process-card p{font-size:9px}.eligibility-section{padding:5px 0 55px}.eligibility-panel{grid-template-columns:1fr}.eligibility-art{min-height:260px;max-height:280px}.eligibility-art img{height:260px;width:45%}.art-circle{width:260px;height:260px;left:calc(50% - 130px);bottom:-110px}.art-badge{top:18px;left:18px}.eligibility-content{padding:25px 20px 28px}.testimonial-card{padding:21px;min-height:230px}.carousel-control-prev{left:-12px}.carousel-control-next{right:-12px}.carousel-arrow{width:29px;height:29px}.faq-image-wrap>img{height:210px}.faq-image-note{right:0}.custom-accordion .accordion-button{padding:15px;font-size:10px}.custom-accordion .accordion-body{padding:0 15px 15px}.cta-panel{align-items:flex-start;flex-wrap:wrap;padding:25px 22px;gap:14px}.cta-icon{width:43px;height:43px;flex-basis:43px}.cta-panel>div:nth-child(2){flex:1 1 calc(100% - 65px)}.cta-panel h2{font-size:20px}.cta-panel .btn{margin-left:57px}.site-footer{padding-top:40px}.footer-bottom{margin-top:28px;justify-content:center;text-align:center;flex-direction:column}.floating-contact{left:9px;top:auto;bottom:90px;gap:7px}.float-contact{width:42px;height:42px;border-radius:13px;font-size:18px}.float-contact span{display:none}.back-to-top{right:13px;bottom:17px}
}
@media (max-width:420px) {
  .topbar .container>span{font-size:8px}.top-apply{padding:6px 11px}.hero-copy h1{font-size:37px}.hero-actions{gap:8px!important}.hero-actions .btn{font-size:10px;padding:12px 13px}.hero-visual{min-height:300px}.hero-person{height:300px}.hero-image-ring{width:260px}.floating-card small{font-size:8px}.floating-card strong{font-size:10px}.floating-card em{font-size:7px}.loan-card-one{left:-4px;top:27px}.loan-card-two{right:-4px;bottom:27px}.floating-note{font-size:8px;padding:8px 10px}.benefit-strip{grid-template-columns:1fr 1fr}.benefit-item{align-items:flex-start}.benefit-item small{line-height:1.4}.product-card{min-height:205px;padding-left:7px;padding-right:7px}.product-card h3{font-size:11px}.product-card p{font-size:8px}.section-heading h2,.section-title{font-size:30px}.about-float{max-width:180px}.about-float strong{font-size:9px}.about-float small{font-size:7px}.stats-band>div{grid-template-columns:34px auto;column-gap:7px}.stat-icon{width:32px;height:32px}.stats-band strong{font-size:17px}.stats-band small{font-size:8px}.process-card{padding-left:8px;padding-right:8px}.process-card h3{font-size:12px}.faq-image-note{right:0}.cta-panel .btn{margin-left:0}.footer-main h3{font-size:13px}
}
@media (prefers-reduced-motion:reduce) { *,*::before,*::after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}.reveal{opacity:1;transform:none} }


/* === V2 refinements: richer 3D imagery, premium service cards, EMI calculator === */
.product-card { isolation:isolate; background:linear-gradient(145deg,#fff 0%,#f9fcff 100%); border-color:#e5edf6; }
.product-card .corner-accent { display:none; }
.product-card:before { content:""; position:absolute; width:105px;height:105px;right:-53px;top:-53px;border-radius:28px;transform:rotate(38deg);background:linear-gradient(135deg,rgba(7,85,140,.12),rgba(215,178,56,.12));z-index:-1;transition:transform .35s,opacity .35s; }
.product-card:after { content:"";position:absolute;left:17px;top:17px;width:25px;height:3px;border-radius:5px;background:linear-gradient(90deg,var(--blue),var(--gold));opacity:.8; }
.product-card:hover:before { transform:rotate(38deg) scale(1.25); }
.product-card .product-icon { border:1px solid #dceaf8;box-shadow:0 7px 16px rgba(7,85,140,.08); }
.product-card.featured { background:linear-gradient(145deg,#edf6ff,#fff 72%); }
.product-card.featured .product-icon { background:linear-gradient(145deg,#0b75c4,#064575);color:#fff;border-color:transparent; }
.mission-vision-grid { display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin-top:25px; }
.mission-card { padding:22px 20px;border:1px solid #e5edf6;border-radius:17px;background:linear-gradient(145deg,#fff,#f8fbff);box-shadow:0 12px 30px rgba(24,72,118,.045);transition:transform .3s,box-shadow .3s,border-color .3s; }
.mission-card:hover { transform:translateY(-7px) rotateX(2deg);box-shadow:var(--shadow-hover);border-color:#b7d4ed; }
.mission-icon { display:grid;place-items:center;width:43px;height:43px;border-radius:13px;background:#eaf4ff;color:var(--blue);font-size:20px;margin-bottom:15px; }
.mission-icon.gold-mission { background:#fff6dd;color:#b48b0b; }
.mission-card h3 { font-size:17px;margin:0 0 9px; }
.mission-card p { font-size:10px;line-height:1.85;color:#78889a;margin:0; }
.orbit-visual { position:relative;min-height:490px;display:flex;align-items:center;justify-content:center;perspective:1000px;isolation:isolate; }
.orbit { position:absolute;border-radius:50%;border:1px dashed rgba(30,111,182,.22); }
.orbit-outer { width:440px;height:440px;box-shadow:0 0 0 18px rgba(211,232,252,.15),0 0 0 40px rgba(211,232,252,.09);animation:orbitRotate 34s linear infinite; }
.orbit-middle { width:355px;height:355px;border-style:solid;border-color:rgba(31,112,184,.13);box-shadow:inset 0 0 30px rgba(13,90,151,.05); }
.orbit-inner { width:285px;height:285px;border:1px solid rgba(215,178,56,.38); }
.orbit-photo-shell { position:relative;z-index:2;width:245px;height:245px;border-radius:50%;padding:9px;background:linear-gradient(145deg,#fff,#c5dff7 35%,#fff 60%,#d7b238);box-shadow:0 25px 55px rgba(8,54,94,.22),inset 0 0 0 1px rgba(255,255,255,.9);transform:rotateX(4deg) rotateY(-5deg);transition:transform .5s cubic-bezier(.2,.8,.2,1),box-shadow .5s; }
.orbit-photo-shell:before { content:"";position:absolute;inset:-8px;border-radius:50%;border:1px solid rgba(7,85,140,.22);transform:translateZ(-20px); }
.orbit-photo-shell img { width:100%;height:100%;border-radius:50%;object-fit:cover;border:5px solid white;filter:saturate(.92); }
.orbit-visual:hover .orbit-photo-shell { transform:rotateX(0) rotateY(0) translateY(-5px) scale(1.035);box-shadow:0 32px 65px rgba(8,54,94,.28),inset 0 0 0 1px #fff; }
.orbit-node { position:absolute;z-index:3;display:flex;align-items:center;gap:10px;min-width:190px;padding:13px 15px;border-radius:15px;border:1px solid rgba(230,239,248,.95);background:rgba(255,255,255,.94);box-shadow:0 15px 35px rgba(19,67,110,.10);transition:transform .3s,box-shadow .3s;backdrop-filter:blur(10px); }
.orbit-node:hover { transform:translateY(-6px) scale(1.025);box-shadow:0 22px 42px rgba(19,67,110,.16); }
.node-number { align-self:flex-start;color:var(--blue);font:700 10px 'Space Grotesk',sans-serif; }
.node-icon { flex:0 0 36px;width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:#edf6ff;color:var(--blue);font-size:16px; }
.orbit-node strong,.orbit-node small { display:block; }.orbit-node strong { font:700 11px 'Space Grotesk',sans-serif;white-space:nowrap; }.orbit-node small { font-size:8px;color:#8795a4;margin-top:4px;white-space:nowrap; }
.orbit-node-top { top:22px;left:50%;transform:translateX(-50%); }.orbit-node-top:hover{transform:translateX(-50%) translateY(-6px) scale(1.025)}
.orbit-node-left { left:-4px;top:50%;transform:translateY(-50%); }.orbit-node-left:hover{transform:translateY(calc(-50% - 6px)) scale(1.025)}
.orbit-node-right { right:-5px;top:50%;transform:translateY(-50%); }.orbit-node-right:hover{transform:translateY(calc(-50% - 6px)) scale(1.025)}
.orbit-node-bottom { bottom:15px;left:50%;transform:translateX(-50%); }.orbit-node-bottom:hover{transform:translateX(-50%) translateY(-6px) scale(1.025)}
.orbit-glow { position:absolute;width:220px;height:220px;border-radius:50%;background:rgba(62,148,222,.12);filter:blur(35px);z-index:0; }
@keyframes orbitRotate { from{transform:rotate(0)}to{transform:rotate(360deg)} }

.emi-section { background:linear-gradient(180deg,#f7fbff,#fff); }
.emi-panel { display:grid;grid-template-columns:1.05fr .95fr;overflow:hidden;border:1px solid #e4edf7;border-radius:24px;background:#fff;box-shadow:0 22px 55px rgba(15,66,112,.09); }
.emi-controls { padding:35px 38px; }
.emi-field { margin-bottom:27px; }
.emi-label-row { display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:12px; }
.emi-label-row label { font-size:11px;font-weight:600;color:#52657a; }
.emi-label-row strong { font:700 16px 'Space Grotesk',sans-serif;color:var(--blue); }
.form-range { accent-color:var(--blue);height:7px;cursor:pointer; }
.form-range::-webkit-slider-thumb { background:var(--blue);box-shadow:0 0 0 5px rgba(7,85,140,.12); }
.form-range::-moz-range-thumb { background:var(--blue);box-shadow:0 0 0 5px rgba(7,85,140,.12);border:0; }
.range-labels { display:flex;justify-content:space-between;color:#99a5b3;font-size:9px;margin-top:5px; }
.emi-disclaimer { color:#8a98a8;font-size:9px;line-height:1.8;margin:4px 0 0; }
.emi-results { padding:35px 38px;background:linear-gradient(145deg,#07558c,#063a69);color:#fff;position:relative;overflow:hidden; }
.emi-results:before,.emi-results:after { content:"";position:absolute;border:1px solid rgba(255,255,255,.1);border-radius:50%;pointer-events:none; }
.emi-results:before { width:310px;height:310px;right:-150px;top:-140px;box-shadow:0 0 0 28px rgba(255,255,255,.025),0 0 0 58px rgba(255,255,255,.02); }
.emi-results:after { width:180px;height:180px;left:-100px;bottom:-100px; }
.emi-result-top { position:relative;z-index:1;display:flex;justify-content:space-between;align-items:center;gap:10px; }
.result-label { font-size:11px;color:#dbeaf7; }.result-label i { margin-right:7px;color:var(--gold); }
.live-pill { display:inline-flex;align-items:center;gap:6px;padding:5px 8px;border:1px solid rgba(255,255,255,.22);border-radius:30px;color:#d5f7e6;font-size:8px;font-weight:700;letter-spacing:.1em; }
.live-pill span { width:6px;height:6px;border-radius:50%;background:#42df9b;box-shadow:0 0 0 4px rgba(66,223,155,.14); }
.emi-main-value { position:relative;z-index:1;font:700 clamp(31px,3.3vw,44px) 'Space Grotesk',sans-serif;letter-spacing:-.05em;margin-top:18px; }
.emi-result-sub { color:#bfd7ea;font-size:10px;margin:4px 0 25px; }
.emi-breakdown { position:relative;z-index:1;border-top:1px solid rgba(255,255,255,.17);border-bottom:1px solid rgba(255,255,255,.17);padding:13px 0; }
.emi-breakdown>div { display:flex;justify-content:space-between;align-items:center;gap:15px;padding:8px 0; }.emi-breakdown span { color:#c5d9eb;font-size:10px; }.emi-breakdown strong { font:600 12px 'Space Grotesk',sans-serif; }
.emi-bar-labels { position:relative;z-index:1;display:flex;justify-content:space-between;margin-top:20px;color:#d5e6f5;font-size:9px; }.emi-bar-labels i { display:inline-block;width:7px;height:7px;border-radius:50%;margin-right:5px; }.principal-dot{background:#fff}.interest-dot{background:var(--gold)}
.emi-bar { position:relative;z-index:1;display:flex;overflow:hidden;height:8px;border-radius:20px;background:rgba(255,255,255,.15);margin-top:10px; }.emi-bar span { display:block;height:100%;transition:width .25s; }.emi-bar #principalBar{background:#fff}.emi-bar #interestBar{background:var(--gold)}
.emi-results .btn-brand { position:relative;z-index:1;background:#fff;color:var(--blue);box-shadow:none; }.emi-results .btn-brand:hover{background:var(--gold);color:var(--blue-deep)}
.testimonial-grid .testimonial-card { min-height:275px; }
.testimonial-grid .col-md-4:nth-child(2) .testimonial-card { background:linear-gradient(145deg,#fff,#f6faff); }
.testimonial-grid .col-md-4:nth-child(3) .testimonial-card { background:linear-gradient(145deg,#fff,#fffdf6); }
.navy-avatar { background:#173b60; }
.floating-contact { top:auto;bottom:95px;left:16px; }
.float-contact { overflow:visible; }
@media (max-width:991.98px) {
  .orbit-visual { min-height:450px;max-width:600px;margin:0 auto; }
  .orbit-outer { width:390px;height:390px; }.orbit-middle{width:320px;height:320px}.orbit-inner{width:260px;height:260px}
  .orbit-node-left{left:-2px}.orbit-node-right{right:-2px}
  .emi-controls,.emi-results{padding:30px 25px}
}
@media (max-width:767.98px) {
  .mission-vision-grid { gap:10px; }.mission-card{padding:17px 14px}.mission-card h3{font-size:14px}.mission-card p{font-size:9px}
  .orbit-visual { min-height:410px;max-width:470px;overflow:visible; }.orbit-outer{width:320px;height:320px}.orbit-middle{width:275px;height:275px}.orbit-inner{width:235px;height:235px}
  .orbit-photo-shell{width:190px;height:190px}.orbit-node{min-width:0;padding:9px 10px;gap:6px}.orbit-node strong{font-size:9px}.orbit-node small{font-size:7px}.node-icon{width:29px;height:29px;flex-basis:29px;font-size:13px}.node-number{font-size:8px}
  .orbit-node-top{top:10px}.orbit-node-bottom{bottom:4px}.orbit-node-left{left:-2px}.orbit-node-right{right:-2px}
  .emi-panel{grid-template-columns:1fr}.emi-controls,.emi-results{padding:27px 22px}.emi-main-value{font-size:38px}
  .testimonial-grid .testimonial-card{min-height:0}
  .floating-contact{bottom:88px;left:10px}
}
@media (max-width:420px) {
  .mission-vision-grid{grid-template-columns:1fr}
  .orbit-visual{min-height:355px}.orbit-outer{width:270px;height:270px}.orbit-middle{width:235px;height:235px}.orbit-inner{width:205px;height:205px}.orbit-photo-shell{width:155px;height:155px}
  .orbit-node{padding:7px 8px;max-width:150px}.orbit-node strong{font-size:8px}.orbit-node small{white-space:normal;font-size:6px}.node-icon{width:25px;height:25px;flex-basis:25px;font-size:11px}.node-number{display:none}
  .orbit-node-top{top:4px}.orbit-node-bottom{bottom:0}
  .emi-label-row strong{font-size:13px}.emi-results{padding:25px 19px}
}


/* === V3: Surat/Gujarat focused hero, regional presence and service navigation === */
.hero-section { padding:56px 0 30px; background:radial-gradient(ellipse at 76% 40%,rgba(186,218,250,.78),transparent 38%),linear-gradient(125deg,#f7fbff 0%,#edf6ff 55%,#f8fbff 100%); }
.hero-copy h1 { max-width:650px; font-size:clamp(40px,4.35vw,62px); letter-spacing:-.055em; line-height:1.04; }
.hero-copy h1 span { display:inline; }
.hero-description { max-width:540px; font-size:13px; line-height:1.95; }
.hero-visual { min-height:535px; transform-style:preserve-3d; }
.hero-image-ring { width:min(100%,500px);background:radial-gradient(circle at 34% 23%,#fff 0%,#e4f1ff 42%,#bddafa 74%,#d5e7fa 100%);box-shadow:inset 0 0 0 14px rgba(255,255,255,.62),inset 0 0 0 25px rgba(7,85,140,.05),0 32px 70px rgba(20,76,124,.13);transform:rotateY(-11deg) rotateX(5deg); }
.hero-image-ring:after { content:"";position:absolute;inset:-17px;border:1px solid rgba(7,85,140,.14);border-radius:50%;box-shadow:0 0 0 16px rgba(255,255,255,.23),0 0 0 33px rgba(126,182,232,.08); }
.hero-person { width:92%;height:510px;object-fit:cover;object-position:center 18%;border-radius:48% 48% 40% 40%;mix-blend-mode:normal;mask-image:linear-gradient(to bottom,black 87%,transparent 100%);filter:drop-shadow(18px 24px 22px rgba(12,47,79,.22));transform:translateZ(35px) scale(1.02);transition:transform .55s cubic-bezier(.2,.8,.2,1),filter .55s; }
.hero-visual:hover .hero-person { transform:translateY(-8px) translateZ(45px) scale(1.045);filter:drop-shadow(23px 32px 25px rgba(12,47,79,.25)); }
.loan-card-one { top:76px;left:-3%; }
.loan-card-two { right:-4%;bottom:80px; }
.floating-note { left:2%;bottom:22px; }
.hero-visual:after { content:"";position:absolute;z-index:0;left:16%;bottom:9%;width:65%;height:28px;background:rgba(15,70,117,.16);filter:blur(20px);border-radius:50%; }
.benefit-strip { margin-top:18px; }
.main-nav .navbar-nav { gap:2px; }
.main-nav .nav-link { white-space:nowrap; }
.presence-section { background:linear-gradient(135deg,#f7fbff 0%,#edf5ff 55%,#f9fcff 100%); }
.presence-shell { position:relative;padding:42px 42px 28px;border:1px solid rgba(255,255,255,.9);border-radius:28px;background:rgba(255,255,255,.48);box-shadow:0 25px 70px rgba(25,77,125,.06);overflow:hidden; }
.presence-shell:before { content:"";position:absolute;width:380px;height:380px;right:-160px;top:-170px;border:1px solid rgba(7,85,140,.08);border-radius:50%;box-shadow:0 0 0 28px rgba(7,85,140,.025),0 0 0 56px rgba(7,85,140,.02);pointer-events:none; }
.presence-cards { display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:25px; }
.presence-city { position:relative;padding:18px 15px 15px;border:1px solid #e8f0f8;border-radius:16px;background:rgba(255,255,255,.88);box-shadow:0 12px 28px rgba(18,70,117,.045);transition:transform .3s,box-shadow .3s,border-color .3s; }
.presence-city:hover { transform:translateY(-6px);box-shadow:0 20px 36px rgba(18,70,117,.1);border-color:#b6d5f1; }
.presence-city.featured-city { border-color:#b6d5f1;background:linear-gradient(145deg,#fff,#f0f7ff); }
.city-icon { display:grid;place-items:center;width:35px;height:35px;border-radius:11px;background:#eaf4ff;color:var(--blue);font-size:16px;margin-bottom:12px; }
.presence-city h3 { font:700 14px 'Space Grotesk',sans-serif;color:#173957;margin:0 0 4px; }
.presence-city p { font-size:9px;color:#8a99a8;margin:0 0 11px; }
.presence-city ul { list-style:none;padding:0;margin:0; }
.presence-city li { font-size:8px;line-height:1.8;color:#63788e;position:relative;padding-left:13px; }
.presence-city li:before { content:"✓";position:absolute;left:0;color:#1478b9;font-weight:700; }
.gujarat-visual { position:relative;min-height:455px;display:flex;align-items:center;justify-content:center;isolation:isolate; }
.map-glow { position:absolute;width:320px;height:320px;border-radius:50%;background:rgba(120,180,235,.2);filter:blur(45px); }
.gujarat-map { width:100%;max-width:510px;height:auto;overflow:visible;filter:drop-shadow(0 15px 24px rgba(28,80,128,.08));animation:mapFloat 7s ease-in-out infinite; }
.map-point circle:first-child { fill:rgba(20,105,177,.12);stroke:rgba(20,105,177,.3);stroke-width:1.2; }
.map-point circle:nth-child(2) { fill:#0a5b98; }
.map-point text { fill:#0b548d;font:700 12px 'Space Grotesk',sans-serif;letter-spacing:.04em; }
.map-point text.map-small { fill:#8194a6;font:500 9px Poppins,sans-serif;letter-spacing:0; }
.muted-point circle:first-child { fill:rgba(215,178,56,.16);stroke:rgba(215,178,56,.5); }
.muted-point circle:nth-child(2) { fill:#c49a1e; }
.muted-point text { fill:#5b7590;font:600 10px Poppins,sans-serif;letter-spacing:0; }
.map-floating-card { position:absolute;right:2%;bottom:45px;display:flex;align-items:center;gap:10px;padding:12px 16px;border-radius:15px;background:rgba(255,255,255,.94);border:1px solid #e3edf7;box-shadow:0 16px 35px rgba(18,70,117,.12);animation:floaty 5.5s ease-in-out infinite; }
.map-floating-card>span { display:grid;place-items:center;width:34px;height:34px;border-radius:11px;background:#eaf4ff;color:var(--blue); }
.map-floating-card strong,.map-floating-card small { display:block; }.map-floating-card strong{font:700 11px 'Space Grotesk',sans-serif;color:#173957}.map-floating-card small{font-size:8px;color:#8292a2;margin-top:3px}
.map-caption { position:absolute;left:4%;bottom:15px;font-size:8px;letter-spacing:.08em;color:#758ba1;font-weight:700; }.map-caption b{color:var(--gold);padding:0 4px}
.map-caption-dot { display:inline-block;width:6px;height:6px;background:#20ad76;border-radius:50%;margin-right:6px;box-shadow:0 0 0 4px rgba(32,173,118,.12); }
.presence-benefits { display:flex;justify-content:space-between;align-items:center;gap:15px;flex-wrap:wrap;margin-top:24px;padding:17px 20px;border:1px solid rgba(228,238,248,.9);border-radius:15px;background:rgba(255,255,255,.8); }
.presence-benefits span { font-size:9px;font-weight:600;color:#385875; }.presence-benefits i{color:var(--blue);margin-right:7px;font-size:13px}
.gujarat-solutions-section { background:#fff; }
.local-solution-card { height:100%;padding:24px 20px;border:1px solid #e5edf6;border-radius:18px;background:linear-gradient(145deg,#fff,#f7fbff);box-shadow:0 12px 30px rgba(22,70,115,.045);transition:transform .3s,box-shadow .3s,border-color .3s; }
.local-solution-card:hover { transform:translateY(-7px);box-shadow:0 20px 42px rgba(22,70,115,.12);border-color:#b9d6ef; }
.local-solution-card>span { display:grid;place-items:center;width:44px;height:44px;border-radius:13px;background:linear-gradient(145deg,#eaf4ff,#fff);border:1px solid #d9eaf9;color:var(--blue);font-size:20px;box-shadow:0 7px 18px rgba(7,85,140,.08);margin-bottom:19px; }
.local-solution-card h3 { font:700 15px 'Space Grotesk',sans-serif;color:#173957;margin-bottom:8px; }
.local-solution-card p { color:#75889b;font-size:10px;line-height:1.8;min-height:54px;margin-bottom:17px; }
.local-solution-card a { color:var(--blue);font-size:9px;font-weight:700;text-decoration:none; }.local-solution-card a i{margin-left:4px;transition:transform .2s}.local-solution-card a:hover i{transform:translate(3px,-3px)}
@keyframes mapFloat { 0%,100%{transform:translateY(0) rotateY(-2deg)}50%{transform:translateY(-8px) rotateY(2deg)} }
@media(max-width:1199px) {
  .main-nav .nav-link{font-size:10px;padding-left:8px;padding-right:8px}
  .hero-copy h1{font-size:clamp(39px,4.4vw,55px)}
  .hero-person{height:475px}
  .hero-visual{min-height:500px}
}
@media(max-width:991.98px) {
  .hero-section{padding-top:42px}
  .hero-copy h1{font-size:clamp(38px,7vw,58px);max-width:700px}
  .hero-visual{min-height:480px;max-width:600px;margin:5px auto 0}
  .hero-image-ring{width:min(88%,450px)}
  .hero-person{height:470px;width:88%}
  .loan-card-one{left:0;top:55px}.loan-card-two{right:0;bottom:65px}
  .presence-shell{padding:32px 25px 24px}
  .gujarat-visual{min-height:390px}
  .presence-benefits{justify-content:flex-start}
}
@media(max-width:767.98px) {
  .hero-section{padding:32px 0 24px}
  .hero-copy h1{font-size:clamp(36px,9.3vw,48px)}
  .hero-description{font-size:12px}
  .hero-visual{min-height:395px;max-width:480px}
  .hero-image-ring{width:min(83%,360px)}
  .hero-person{height:385px;width:90%}
  .loan-card-one{top:38px;left:-3px}.loan-card-two{right:-3px;bottom:45px}
  .floating-card{padding:10px;border-radius:12px;gap:7px}.floating-card strong{font-size:11px}.floating-card small{font-size:8px}.floating-card em{font-size:7px}
  .floating-note{left:0;bottom:7px;font-size:9px}
  .presence-shell{padding:25px 16px 18px;border-radius:20px}
  .presence-cards{grid-template-columns:1fr;gap:10px}
  .presence-city{padding:15px}.presence-city ul{display:flex;gap:5px 12px;flex-wrap:wrap}.presence-city li{font-size:8px}
  .gujarat-visual{min-height:310px;margin-top:-8px}
  .map-floating-card{right:0;bottom:27px;padding:9px 11px}
  .map-caption{left:0;bottom:6px;font-size:7px}
  .presence-benefits{gap:12px;padding:14px}.presence-benefits span{width:calc(50% - 8px);font-size:8px}
  .local-solution-card{padding:18px 14px}.local-solution-card h3{font-size:13px}.local-solution-card p{font-size:9px;min-height:64px}
  .main-nav .navbar-nav{gap:0}
}
@media(max-width:420px) {
  .hero-visual{min-height:335px}
  .hero-person{height:325px;width:88%}
  .hero-image-ring{width:80%}
  .loan-card-one{top:23px}.loan-card-two{bottom:38px}
  .floating-card .mini-icon{width:29px;height:29px;font-size:14px}
  .floating-card strong{font-size:10px}
  .floating-card{max-width:215px}
  .presence-benefits span{width:100%}
  .local-solution-card{padding:15px 11px}
}


/* === V4 refinements: balanced reference-style hero, readable copy and India presence map === */
:root { --muted:#536a82; }
body { font-size:15px; }
.hero-section { padding:30px 0 20px; }
.hero-copy { padding:8px 0 10px; }
.hero-copy h1 { max-width:570px; font-size:clamp(39px,4.05vw,58px); line-height:1.05; margin-bottom:16px; letter-spacing:-.055em; }
.hero-description { max-width:500px; font-size:15px; line-height:1.78; color:#536a82; margin-bottom:20px; }
.hero-stats { margin-top:24px; gap:30px; }
.hero-stats strong { font-size:25px; }
.hero-stats small { font-size:12px; color:#627b94; }
.disclaimer { font-size:10px; color:#72869a; }
.hero-visual { min-height:410px; max-height:430px; perspective:1100px; overflow:visible; }
.hero-image-ring { width:min(88%,390px); aspect-ratio:1; background:radial-gradient(circle at 30% 20%,#fff 0%,#d8eaff 45%,#8ebff0 100%); border:2px solid rgba(255,255,255,.95); box-shadow:inset 0 0 0 12px rgba(255,255,255,.48),inset 0 0 0 22px rgba(7,85,140,.055),0 28px 55px rgba(12,65,112,.18); transform:rotateY(-9deg) rotateX(4deg); }
.hero-image-ring:before { content:""; position:absolute; inset:-19px; border-radius:50%; border:1px dashed rgba(7,85,140,.22); box-shadow:0 0 0 13px rgba(255,255,255,.24),0 0 0 27px rgba(85,153,216,.07); }
.hero-image-ring:after { content:""; position:absolute; inset:14px; border:1px solid rgba(255,255,255,.75); border-radius:50%; box-shadow:inset 0 0 22px rgba(7,85,140,.08); }
.hero-person { width:74%; height:405px; object-fit:contain; object-position:center bottom; border-radius:0; mix-blend-mode:multiply; mask-image:linear-gradient(to bottom,#000 0%,#000 83%,transparent 100%); filter:drop-shadow(14px 20px 18px rgba(12,47,79,.19)); transform:translateZ(30px) scale(1.01); }
.hero-visual:hover .hero-person { transform:translateY(-5px) translateZ(42px) scale(1.045); filter:drop-shadow(20px 28px 22px rgba(12,47,79,.25)); }
.loan-card-one { top:42px; left:-1%; }
.loan-card-two { right:-1%; bottom:62px; }
.floating-card { padding:12px 13px; border-radius:16px; backdrop-filter:blur(12px); box-shadow:0 18px 38px rgba(18,65,108,.16); }
.floating-card strong { font-size:13px; }
.floating-card small { font-size:10px; }
.floating-card em { font-size:9px; }
.floating-note { left:2%; bottom:6px; font-size:11px; }
.benefit-strip { margin-top:12px; padding:12px 14px; gap:8px; }
.benefit-item { padding:5px 8px; }
.benefit-item strong { font-size:12px; }
.benefit-item small { font-size:10px; color:#657b91; line-height:1.45; }
.benefit-icon { flex-basis:36px; width:36px; height:36px; }
/* Readable body/list typography throughout the page */
.section-heading p,.section-lead { font-size:14px; line-height:1.85; color:#566d84; }
.product-card p,.presence-city p,.presence-city li,.local-solution-card p,.process-card p,.testimonial-card p,.custom-accordion .accordion-body,.footer-about,.footer-main li { font-size:12px; line-height:1.8; color:#5d7288; }
.presence-city li { font-size:11px; }
.presence-city h3,.local-solution-card h3 { font-size:16px; }
.presence-benefits span { font-size:11px; }
.gujarat-map { max-width:500px; }
.india-map { max-width:490px; }
.india-outline { transform-origin:center; }
.map-point text { font-size:11px; paint-order:stroke; stroke:#f5faff; stroke-width:2.5px; stroke-linejoin:round; }
.map-point text.map-small { font-size:9px; }
.map-caption { font-size:10px; color:#526f89; }
.map-floating-card strong { font-size:12px; }
.map-floating-card small { font-size:10px; }
@media (min-width:1200px) {
  .hero-section .container { max-width:1240px; }
  .hero-section .row { min-height:420px; }
  .hero-copy { padding-right:12px; }
  .hero-visual { margin-left:auto; max-width:590px; }
}
@media (max-width:1199.98px) {
  .hero-section { padding-top:26px; }
  .hero-copy h1 { font-size:clamp(38px,4.5vw,52px); }
  .hero-visual { min-height:390px; max-height:400px; }
  .hero-person { height:380px; }
  .hero-image-ring { width:min(85%,360px); }
  .floating-card { padding:10px; }
}
@media (max-width:991.98px) {
  .hero-section { padding:28px 0 20px; }
  .hero-copy h1 { max-width:720px; font-size:clamp(40px,6.2vw,56px); }
  .hero-description { max-width:650px; font-size:15px; }
  .hero-visual { min-height:390px; max-height:400px; max-width:560px; margin:0 auto; }
  .hero-image-ring { width:min(80%,350px); }
  .hero-person { width:70%; height:380px; }
  .benefit-strip { margin-top:12px; }
  .presence-city li { font-size:11px; }
}
@media (max-width:767.98px) {
  .hero-section { padding:25px 0 18px; }
  .hero-copy h1 { font-size:clamp(36px,9vw,48px); line-height:1.08; }
  .hero-description { font-size:14px; line-height:1.8; }
  .hero-stats { gap:22px; margin-top:22px; }
  .hero-stats strong { font-size:21px; }
  .hero-stats small { font-size:10px; }
  .hero-visual { min-height:330px; max-height:340px; max-width:440px; margin-top:3px; }
  .hero-image-ring { width:min(76%,290px); }
  .hero-person { width:69%; height:320px; }
  .loan-card-one { top:27px; left:0; }
  .loan-card-two { right:0; bottom:35px; }
  .floating-card { max-width:205px; padding:8px 9px; gap:7px; }
  .floating-card strong { font-size:10px; }
  .floating-card small { font-size:8px; }
  .floating-card em { font-size:7px; }
  .mini-icon { width:29px; height:29px; flex:0 0 29px; font-size:13px; }
  .floating-note { bottom:0; left:0; font-size:9px; padding:8px 10px; }
  .benefit-strip { grid-template-columns:repeat(2,minmax(0,1fr)); padding:10px; }
  .benefit-item strong { font-size:10px; }
  .benefit-item small { font-size:9px; }
  .section-heading p,.section-lead { font-size:13px; }
  .product-card p,.local-solution-card p,.testimonial-card p,.custom-accordion .accordion-body { font-size:11px; }
  .presence-cards { grid-template-columns:1fr; }
  .presence-city li { font-size:11px; }
  .gujarat-visual { min-height:330px; }
  .india-map { width:100%; max-width:400px; }
  .map-point text { font-size:12px; }
  .map-point text.map-small { font-size:9px; }
  .presence-benefits span { font-size:10px; }
}
@media (max-width:420px) {
  .hero-copy h1 { font-size:35px; }
  .hero-actions .btn { font-size:11px; padding:11px 12px; }
  .hero-visual { min-height:300px; max-height:310px; }
  .hero-image-ring { width:245px; }
  .hero-person { height:295px; width:70%; }
  .loan-card-one { top:21px; left:-3px; }
  .loan-card-two { right:-3px; bottom:28px; }
  .floating-card { max-width:170px; }
  .floating-card .card-arrow { display:none; }
  .hero-stats { gap:18px; }
  .hero-stats div+div:before { left:-10px; }
  .benefit-item { padding:7px 4px; gap:6px; }
  .benefit-icon { flex-basis:30px; width:30px; height:30px; font-size:13px; }
  .benefit-item strong { font-size:9px; }
  .benefit-item small { font-size:8px; }
}


/* ===== V5: reference-matched LoanCS hero ===== */
.top-contact-strip{background:#084875;color:#fff;position:relative;z-index:30;font-size:12px}
.top-contact-inner{min-height:42px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.top-contact-inner>span,.top-contact-details,.top-contact-details a{display:flex;align-items:center;gap:8px}
.top-contact-details{gap:22px}.top-contact-details a{color:#fff;text-decoration:none}
.top-contact-details a:hover{color:#f2c33a}
.top-strip-cta{background:#e6b82c!important;color:#092847!important;padding:9px 17px;border-radius:28px;font-weight:700}
.hero-visual-reference{position:relative;isolation:isolate;min-height:590px;height:100%;display:flex;align-items:flex-end;justify-content:center;overflow:visible;perspective:1100px}
.hero-visual-reference .hero-blue-disc{position:absolute;width:min(83%,490px);aspect-ratio:1;left:50%;top:47%;transform:translate(-50%,-50%);border-radius:50%;background:radial-gradient(circle at 36% 28%,#dcecff 0,#a8d1ff 35%,#4b9ce9 68%,#1262b3 100%);box-shadow:inset 0 0 0 10px rgba(255,255,255,.8),0 30px 65px rgba(13,85,145,.19);z-index:0}
.hero-visual-reference .hero-orbit{position:absolute;left:50%;top:47%;transform:translate(-50%,-50%);border-radius:50%;pointer-events:none}
.hero-visual-reference .hero-orbit-one{width:min(94%,560px);aspect-ratio:1;border:1px solid rgba(31,131,223,.34);box-shadow:0 0 0 16px rgba(255,255,255,.20)}
.hero-visual-reference .hero-orbit-two{width:min(105%,625px);aspect-ratio:1;border:1px dashed rgba(29,118,205,.36);animation:loanOrbit 42s linear infinite}
.hero-visual-reference .hero-orbit-three{width:min(77%,455px);aspect-ratio:1;border:13px solid rgba(255,255,255,.35);box-shadow:0 0 0 5px rgba(34,130,218,.12),inset 0 0 0 5px rgba(255,255,255,.22)}
.hero-visual-reference .hero-person-cutout{position:absolute;z-index:2;left:50%;bottom:0;transform:translateX(-47%);width:min(83%,470px);height:100%;display:flex;align-items:flex-end;justify-content:center;pointer-events:none}
.hero-visual-reference .hero-person-cutout img{width:100%;height:100%;object-fit:contain;object-position:center bottom;mix-blend-mode:multiply;filter:drop-shadow(0 18px 25px rgba(12,48,83,.18));}
.hero-visual-reference .hero-float-card{position:absolute;z-index:4;display:flex;align-items:center;gap:12px;padding:17px 18px;background:rgba(255,255,255,.96);border:1px solid rgba(223,236,248,.9);border-radius:19px;box-shadow:0 18px 38px rgba(13,60,102,.15);backdrop-filter:blur(12px);transition:transform .35s cubic-bezier(.2,.8,.2,1),box-shadow .35s}
.hero-visual-reference .hero-float-card:hover{transform:translateY(-8px) rotateX(2deg);box-shadow:0 25px 48px rgba(13,60,102,.22)}
.hero-visual-reference .hero-float-card small,.hero-visual-reference .hero-float-card em{display:block;font-size:10px;font-style:normal;color:#71849a}
.hero-visual-reference .hero-float-card strong{display:block;color:#102d4d;font:700 14px 'Space Grotesk',sans-serif;margin:5px 0}
.hero-card-approval{top:13%;left:-2%;min-width:245px}
.hero-card-growth{top:17%;right:-2%;min-width:190px;display:block!important}
.hero-card-limit{bottom:18%;left:-5%;min-width:205px;display:block!important}
.hero-card-emi{bottom:10%;right:-3%;min-width:205px}
.hero-card-icon{width:42px;height:42px;flex:0 0 42px;border-radius:14px;display:grid;place-items:center;font-size:20px}
.approval-icon{color:#12a85b;background:#e5faef}.emi-icon{color:#1268b1;background:#eaf4ff}
.card-arrow{display:grid;place-items:center;width:31px;height:31px;border-radius:50%;background:#edf5ff;color:#1268b1;margin-left:auto}
.growth-number{color:#139b59!important;font-size:14px!important}
.growth-graph{height:23px;display:flex;align-items:flex-end;gap:5px;margin-top:8px}
.growth-graph span{width:8px;border-radius:4px 4px 1px 1px;background:linear-gradient(#3bd28b,#119b5c);height:45%}
.growth-graph span:nth-child(2){height:65%}.growth-graph span:nth-child(3){height:52%}.growth-graph span:nth-child(4){height:85%}.growth-graph span:nth-child(5){height:100%}
.limit-meter{height:7px;background:#e5edf6;border-radius:9px;overflow:hidden;margin:12px 0 7px}.limit-meter span{display:block;width:72%;height:100%;border-radius:9px;background:linear-gradient(90deg,#1268b1,#56b3ff)}
.hero-orbit-dot{position:absolute;z-index:3;width:14px;height:14px;border-radius:50%;background:linear-gradient(145deg,#fff,#2b8ce4);box-shadow:0 4px 12px rgba(16,104,177,.35)}
.dot-one{top:18%;left:22%}.dot-two{top:33%;right:8%}.dot-three{bottom:26%;left:13%}
@keyframes loanOrbit{from{transform:translate(-50%,-50%) rotate(0)}to{transform:translate(-50%,-50%) rotate(360deg)}}
.hero-visual-reference:after{content:"";position:absolute;z-index:-1;width:180px;height:180px;right:-35px;top:12%;background-image:radial-gradient(#65a9e9 1.6px,transparent 1.6px);background-size:15px 15px;opacity:.55}
@media(max-width:1199px){
 .hero-visual-reference{min-height:520px}
 .hero-card-approval{left:0;min-width:215px}.hero-card-growth{right:0;min-width:170px}
 .hero-card-limit{left:0}.hero-card-emi{right:0}
}
@media(max-width:991px){
 .top-contact-inner{padding-top:7px;padding-bottom:7px;align-items:flex-start}.top-contact-details{gap:10px;flex-wrap:wrap;justify-content:flex-end}
 .hero-visual-reference{min-height:520px;max-width:620px;width:100%;margin:20px auto 0}
 .hero-visual-reference .hero-person-cutout{width:min(78%,430px)}
 .hero-card-approval{left:1%;top:10%}.hero-card-growth{right:1%;top:14%}
 .hero-card-limit{left:0;bottom:14%}.hero-card-emi{right:0;bottom:7%}
}
@media(max-width:575px){
 .top-contact-inner{display:block;text-align:center;font-size:10px}.top-contact-inner>span{justify-content:center;margin-bottom:7px}
 .top-contact-details{justify-content:center;gap:8px 14px}.top-contact-details a,.top-contact-details span{font-size:10px}.top-strip-cta{padding:6px 11px}
 .hero-visual-reference{min-height:390px;margin-top:10px}
 .hero-visual-reference .hero-blue-disc{width:78%;top:48%}
 .hero-visual-reference .hero-orbit-one{width:91%;top:48%}.hero-visual-reference .hero-orbit-two{width:100%;top:48%}.hero-visual-reference .hero-orbit-three{width:72%;top:48%;border-width:8px}
 .hero-visual-reference .hero-person-cutout{width:78%;height:100%;left:50%;transform:translateX(-50%)}
 .hero-visual-reference .hero-float-card{padding:9px 10px;gap:6px;border-radius:12px;min-width:0;max-width:160px}
 .hero-visual-reference .hero-float-card small{font-size:8px}.hero-visual-reference .hero-float-card strong{font-size:10px;margin:3px 0}.hero-visual-reference .hero-float-card em{font-size:7px}
 .hero-card-approval{left:-1%;top:10%;max-width:155px}.hero-card-growth{right:-1%;top:13%;max-width:132px}
 .hero-card-limit{left:-1%;bottom:12%;max-width:140px}.hero-card-emi{right:-1%;bottom:7%;max-width:140px}
 .hero-card-icon{width:28px;height:28px;flex-basis:28px;font-size:14px}.card-arrow{width:23px;height:23px}
 .hero-visual-reference:after{width:90px;height:90px;right:-8px}
}

/* Readability and alignment polish */
p, .section-lead, .hero-copy p, .service-card p, .loan-card p, .faq-answer {font-size:clamp(14px,1vw,16px);line-height:1.75}
ul li, ol li {font-size:clamp(13px,.95vw,15px);line-height:1.75}
@media(max-width:575px){p,.section-lead,.hero-copy p,.service-card p,.loan-card p,.faq-answer{font-size:14px;line-height:1.7}ul li,ol li{font-size:13px}}


/* V6 hero image correction: use the supplied transparent advisor cutout */
.hero-visual-reference{
  min-height:610px;
  overflow:visible;
  position:relative;
  isolation:isolate;
  perspective:1200px;
}
.hero-visual-reference .hero-blue-disc{
  width:min(82%,510px);
  top:53%;
  background:radial-gradient(circle at 35% 25%,#dceeff 0%,#b7d9ff 34%,#6ab0f3 69%,#267bc5 100%);
  box-shadow:inset 0 0 0 10px rgba(255,255,255,.82),0 28px 65px rgba(20,92,155,.18);
  animation:discFloat 6s ease-in-out infinite;
}
.hero-visual-reference .hero-orbit{top:53%;will-change:transform}
.hero-visual-reference .hero-orbit-one{width:min(94%,575px);border-color:rgba(33,126,213,.32);animation:orbitPulse 5s ease-in-out infinite}
.hero-visual-reference .hero-orbit-two{width:min(108%,660px);border:1px dashed rgba(28,115,202,.42);animation:loanOrbit 28s linear infinite}
.hero-visual-reference .hero-orbit-three{width:min(77%,475px);border:12px solid rgba(255,255,255,.47);box-shadow:0 0 0 5px rgba(34,130,218,.12),inset 0 0 0 5px rgba(255,255,255,.25);animation:loanOrbitReverse 34s linear infinite}
.hero-visual-reference .hero-person-cutout{
  z-index:2;left:50%;bottom:-2%;transform:translateX(-50%);
  width:min(91%,540px);height:108%;align-items:flex-end;
}
.hero-visual-reference .hero-person-cutout img{
  width:100%;height:100%;object-fit:contain;object-position:center bottom;
  mix-blend-mode:normal;filter:drop-shadow(0 22px 22px rgba(12,48,83,.18));
  transform-origin:center bottom;transition:transform .55s cubic-bezier(.2,.8,.2,1),filter .55s;
}
.hero-visual-reference:hover .hero-person-cutout img{transform:translateY(-7px) scale(1.025);filter:drop-shadow(0 28px 26px rgba(12,48,83,.24))}
.hero-visual-reference .hero-orbit-two:before,
.hero-visual-reference .hero-orbit-two:after{
  content:"";position:absolute;width:13px;height:13px;border-radius:50%;
  background:linear-gradient(145deg,#fff,#1689df);border:2px solid #fff;
  box-shadow:0 0 0 5px rgba(35,132,215,.12),0 5px 16px rgba(15,83,143,.28);
}
.hero-visual-reference .hero-orbit-two:before{top:13%;left:15%}
.hero-visual-reference .hero-orbit-two:after{right:9%;bottom:18%;width:9px;height:9px;background:linear-gradient(145deg,#ffe89b,#d8a51d)}
.hero-visual-reference .hero-orbit-dot{z-index:3;animation:dotGlow 2.8s ease-in-out infinite}
.hero-visual-reference .dot-one{top:25%;left:15%;animation:dotDriftOne 7s ease-in-out infinite}
.hero-visual-reference .dot-two{top:35%;right:10%;animation:dotDriftTwo 8s ease-in-out infinite}
.hero-visual-reference .dot-three{bottom:24%;left:13%;animation:dotDriftThree 6.5s ease-in-out infinite}
@keyframes loanOrbitReverse{from{transform:translate(-50%,-50%) rotate(360deg)}to{transform:translate(-50%,-50%) rotate(0)}}
@keyframes discFloat{0%,100%{translate:0 0}50%{translate:0 -8px}}
@keyframes orbitPulse{0%,100%{box-shadow:0 0 0 14px rgba(255,255,255,.17)}50%{box-shadow:0 0 0 22px rgba(255,255,255,.28)}}
@keyframes dotGlow{0%,100%{box-shadow:0 4px 12px rgba(16,104,177,.25)}50%{box-shadow:0 0 0 8px rgba(37,137,220,.1),0 4px 18px rgba(16,104,177,.45)}}
@keyframes dotDriftOne{0%,100%{transform:translate(0,0)}50%{transform:translate(12px,-8px)}}
@keyframes dotDriftTwo{0%,100%{transform:translate(0,0)}50%{transform:translate(-10px,12px)}}
@keyframes dotDriftThree{0%,100%{transform:translate(0,0)}50%{transform:translate(8px,10px)}}
@media(max-width:1199px){.hero-visual-reference{min-height:560px}.hero-visual-reference .hero-person-cutout{width:min(92%,500px)}}
@media(max-width:991px){.hero-visual-reference{min-height:530px;max-width:650px;width:100%;margin:18px auto 0}.hero-visual-reference .hero-person-cutout{width:min(88%,470px);height:105%}}
@media(max-width:575px){
 .hero-visual-reference{min-height:390px;max-height:none;margin-top:12px}
 .hero-visual-reference .hero-blue-disc{width:75%;top:51%}
 .hero-visual-reference .hero-orbit-one{width:88%;top:51%}.hero-visual-reference .hero-orbit-two{width:98%;top:51%}.hero-visual-reference .hero-orbit-three{width:69%;top:51%;border-width:7px}
 .hero-visual-reference .hero-person-cutout{width:86%;height:104%;left:50%;bottom:-1%;transform:translateX(-50%)}
 .hero-visual-reference .hero-float-card{padding:8px 9px;gap:5px;max-width:145px}
 .hero-card-approval{left:-1%;top:9%;max-width:148px}.hero-card-growth{right:-1%;top:12%;max-width:128px}
 .hero-card-limit{left:-1%;bottom:10%;max-width:132px}.hero-card-emi{right:-1%;bottom:6%;max-width:132px}
 .hero-visual-reference .hero-orbit-dot{width:9px;height:9px}
}
@media(prefers-reduced-motion:reduce){.hero-visual-reference .hero-blue-disc,.hero-visual-reference .hero-orbit,.hero-visual-reference .hero-orbit-dot,.hero-visual-reference .hero-orbit-two{animation:none!important;transition:none!important}}


/* V7 alignment repair: single topbar, true two-column hero and smaller circular advisor */
.top-contact-strip{display:none!important}
.topbar{min-height:44px;padding:7px 0;font-size:11px}
.topbar>.container{min-height:30px}
.main-nav{min-height:78px;padding:11px 0;background:rgba(255,255,255,.97)}
.main-nav .container{gap:20px}
.navbar-brand{flex:0 0 170px;width:170px}
.navbar-collapse{align-items:center}
.navbar-nav{align-items:center;gap:2px}
.nav-link{white-space:nowrap;font-size:12px;padding:12px 10px!important}
.nav-cta{white-space:nowrap;margin-left:12px}
.hero-section{padding:44px 0 30px}
.hero-section .row{position:relative;align-items:center!important}
.hero-copy{min-width:0;padding:10px 18px 24px 0;z-index:5}
.hero-copy h1{font-size:clamp(39px,3.65vw,55px);line-height:1.08;max-width:570px;letter-spacing:-.055em}
.hero-description{font-size:15px;line-height:1.8;max-width:520px;margin-bottom:22px}
.hero-visual-reference{width:50%;min-height:535px;height:535px;max-height:535px;margin:0;padding:0;overflow:visible;flex:0 0 50%;max-width:50%}
.hero-visual-reference .hero-blue-disc{width:min(78%,435px);top:57%;left:54%}
.hero-visual-reference .hero-orbit{top:57%;left:54%}
.hero-visual-reference .hero-orbit-one{width:min(88%,500px)}
.hero-visual-reference .hero-orbit-two{width:min(100%,565px)}
.hero-visual-reference .hero-orbit-three{width:min(72%,405px);border-width:10px}
.hero-visual-reference .hero-person-cutout{width:min(83%,440px);height:98%;left:54%;bottom:-1%;transform:translateX(-50%)}
.hero-visual-reference .hero-person-cutout img{object-fit:contain;object-position:center bottom;width:100%;height:100%;mix-blend-mode:normal}
.hero-visual-reference .hero-card-approval{left:-1%;top:20%}
.hero-visual-reference .hero-card-growth{right:-1%;top:25%}
.hero-visual-reference .hero-card-limit{left:0;bottom:12%}
.hero-visual-reference .hero-card-emi{right:-1%;bottom:8%}
.hero-visual-reference .hero-float-card{max-width:clamp(145px,22vw,250px);padding:14px 15px}
.hero-visual-reference .hero-float-card strong{font-size:13px}
.hero-visual-reference .floating-note{left:4%;bottom:0;white-space:nowrap}
.hero-visual-reference .decor-dots{right:0;top:11%;z-index:1}
.hero-container>.benefit-strip{margin-top:12px}
@media(max-width:1199px){
 .navbar-brand{flex-basis:145px;width:145px}.nav-link{font-size:11px;padding:11px 7px!important}.nav-cta{padding:10px 12px;margin-left:5px}
 .hero-visual-reference{min-height:490px;height:490px;max-height:490px}
 .hero-visual-reference .hero-person-cutout{width:min(86%,405px)}
 .hero-visual-reference .hero-float-card{padding:11px 12px}
}
@media(max-width:991px){
 .main-nav{min-height:70px}.navbar-brand{flex-basis:155px;width:155px}.navbar-toggler{border-color:#cbdced}.navbar-collapse{padding:12px 0 5px}.navbar-nav{align-items:stretch}.nav-link{font-size:13px;padding:10px 4px!important}.nav-cta{margin:10px 0 0;align-self:flex-start}
 .hero-section{padding:38px 0 25px}.hero-copy{padding:0 0 5px}.hero-copy h1{font-size:clamp(39px,6.2vw,55px);max-width:680px}.hero-description{max-width:680px}
 .hero-visual-reference{flex:0 0 100%;max-width:650px;width:100%;min-height:490px;height:490px;max-height:none;margin:0 auto}
 .hero-visual-reference .hero-blue-disc{width:min(70%,420px);left:50%;top:52%}.hero-visual-reference .hero-orbit{left:50%;top:52%}
 .hero-visual-reference .hero-orbit-one{width:min(82%,500px)}.hero-visual-reference .hero-orbit-two{width:min(94%,565px)}.hero-visual-reference .hero-orbit-three{width:min(67%,405px)}
 .hero-visual-reference .hero-person-cutout{width:min(78%,420px);left:50%;height:100%;bottom:0}
 .hero-visual-reference .hero-card-approval{left:5%;top:15%}.hero-visual-reference .hero-card-growth{right:4%;top:18%}.hero-visual-reference .hero-card-limit{left:4%;bottom:9%}.hero-visual-reference .hero-card-emi{right:4%;bottom:7%}
 .hero-container>.benefit-strip{margin-top:15px}
}
@media(max-width:575px){
 .topbar{font-size:10px;padding:7px 0}.topbar>.container{justify-content:center!important}.topbar>.container>span{display:none}.topbar-links{justify-content:center;gap:10px}.topbar-links>a:not(.top-apply),.topbar-links>span{display:none}.top-apply{padding:7px 12px}
 .main-nav{padding:9px 0;min-height:66px}.navbar-brand{width:142px;flex-basis:142px}.navbar-brand img{max-height:46px}
 .hero-section{padding:31px 0 20px}.hero-copy h1{font-size:clamp(35px,9vw,44px);line-height:1.08;max-width:100%;letter-spacing:-.05em}.hero-description{font-size:14px;line-height:1.72}.hero-actions{gap:9px!important}.hero-actions .btn{font-size:11px;padding:12px 13px}.hero-stats{gap:23px;margin-top:25px}.hero-stats strong{font-size:20px}.hero-stats small{font-size:9px}.disclaimer{font-size:9px}
 .hero-visual-reference{min-height:365px;height:365px;max-height:365px;margin-top:5px}
 .hero-visual-reference .hero-blue-disc{width:70%;top:52%;left:50%}.hero-visual-reference .hero-orbit{left:50%;top:52%}.hero-visual-reference .hero-orbit-one{width:84%}.hero-visual-reference .hero-orbit-two{width:95%}.hero-visual-reference .hero-orbit-three{width:64%;border-width:7px}
 .hero-visual-reference .hero-person-cutout{width:78%;height:100%;left:50%;bottom:0}
 .hero-visual-reference .hero-float-card{padding:8px 9px;gap:6px;border-radius:12px;max-width:138px}.hero-visual-reference .hero-float-card small{font-size:8px}.hero-visual-reference .hero-float-card strong{font-size:10px;margin:3px 0}.hero-visual-reference .hero-float-card em{font-size:8px}.hero-visual-reference .hero-card-approval{left:0;top:9%}.hero-visual-reference .hero-card-growth{right:0;top:12%}.hero-visual-reference .hero-card-limit{left:0;bottom:8%}.hero-visual-reference .hero-card-emi{right:0;bottom:5%}.hero-visual-reference .hero-card-growth .growth-graph{height:16px}.hero-visual-reference .floating-note{left:4%;bottom:-1px;font-size:9px;padding:8px 10px}.hero-visual-reference .decor-dots{width:55px;height:60px;right:0;top:8%}
 .hero-container>.benefit-strip{margin-top:18px}
}

/* Final responsive alignment pass for all devices */
@media (max-width: 991.98px) {
  .hero-section .row {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
  }

  .hero-copy,
  .hero-visual-reference {
    width: 100%;
    max-width: 100%;
    flex: 0 0 100%;
    padding-right: 0;
  }

  .hero-copy {
    text-align: center;
  }

  .hero-copy h1,
  .hero-description,
  .hero-stats,
  .hero-actions {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-actions {
    justify-content: center;
  }

  .hero-stats {
    justify-content: center;
  }

  .benefit-strip {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .product-grid > [class*='col-'],
  .process-row > [class*='col-'] {
    width: 50%;
  }
}

@media (max-width: 767.98px) {
  .topbar-links {
    gap: 10px;
  }

  .topbar-links > a:not(.top-apply),
  .topbar-links > span {
    display: none;
  }

  .navbar-brand {
    width: 150px;
  }

  .hero-actions {
    flex-direction: column;
    align-items: center;
  }

  .hero-actions .btn {
    width: 100%;
    max-width: 250px;
  }

  .hero-stats {
    flex-wrap: wrap;
    gap: 18px 22px;
  }

  .hero-stats div + div::before {
    display: none;
  }

  .product-grid > [class*='col-'],
  .process-row > [class*='col-'],
  .gujarat-solutions-section .col-6 {
    width: 50%;
  }

  .presence-benefits {
    flex-direction: column;
    align-items: flex-start;
  }

  .presence-benefits span {
    width: 100%;
  }

  .stats-band {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 420px) {
  .container {
    max-width: 100%;
    padding-left: 14px;
    padding-right: 14px;
  }

  .topbar {
    font-size: 9px;
  }

  .hero-copy h1 {
    font-size: 2.2rem;
  }

  .hero-copy h1,
  .section-heading h2,
  .section-title {
    letter-spacing: -0.04em;
  }

  .benefit-strip {
    grid-template-columns: 1fr 1fr;
  }

  .mission-vision-grid,
  .stats-band {
    grid-template-columns: 1fr;
  }

  .cta-panel {
    flex-direction: column;
    align-items: flex-start;
  }

  .floating-contact {
    left: 10px;
    bottom: 85px;
  }
}